Authorised and regulated by the Financial Services Authority

    Retirement

Our Promise to our Clients:
 
whatever product or service you need, we will always put your best interests first, and we will always research the products or services available from the whole of the financial services industry on your behalf before a recommendation is made for your consideration.

Pension Enquiry Form

Nowadays there are so many investment vehicles available allowing us an income in retirement to wonder why we do actually need to cater for our older age using the most traditional methods of pension planning. After all we can not take the money out of our pensions if we need it before we are able to retire. We certainly accept that in modern days pensions alone will not probably provide us with all the answers. That said, as professional planners we firmly believe that a pension scheme – whether via your employer or individual means – should still form the basis of anyone’s retirement planning. The basic reasons are that currently the government still allows us to benefit from: tax relief at source, which means we have some money invested into our pension at the rate of tax we pay, even if we do not pay any tax up to a pre-determined yearly level. the "pension pot" still enjoys major tax breaks on retirement the "pension pot" can usually provide some money for us to use as we wish tax-free, as well as a lifetime income. We honestly believe none of us should really put off planning for our mature years.